More ways to get better control over your money:. Values based budgeting helps you to make spending decisions Sinking funds eliminate surprise (but not emergency) expenses An emergency fund helps your budget remain predictable 3 Keys to creating your personal budget. Free Monthly Budget Templates from Microsoft Office. Dave Ramsey’s “Every Dollar” Budgeting Tool. Personal Capital’s Free Budget Template. Free Budget Spreadsheets are Great, But What About Budgeting Apps?. A Free Personal Budget Template – Plus Net Worth Calculator. Here’s an Easy Budget Template for Weekly Budgeting. 
A Hand-Written Free Budget Template from Printable Crush.
A Simple Auto-Totaling Budget on Google Sheets with Second Page to Recap the Month and Set New Goals.
A Basic Handwritten Monthly Budget Template.10 Easy Budget Templates to Track Spending Easily.
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